Unreal Deception at EPA

     The Washington Times says that retired Environmental Protection Agency Director Lisa Jackson invented a person, who she named Richard Windsor
     Mr. Windsor was claimed to be an EPA employee. He was given theoretical training, which ostensibly qualified him to at least give professional advice on EPA matters. He was also awarded the “scholar of ethical behavior” each year from 2010 through 2012.
     We have no details yet on how deeply the fictitious Mr. Windsor Influenced EPA decisions. However, we do know that EPA Director Lisa Jackson used Mr. Williams' theoretically qualified expertise, when she herself was not qualified.
     Congratulations to Mr. Christopher Homer for unearthing this ridiculous and deceptive dime store novel scenario, which again shows Administrative Agency perpetration of fraud and deception on the American public. Mr. Horner first revealed the existence of fictional Richard Windsor last year in his book “The Liberal War on Transparency”. The EPA has not denied the allegation.
     This sort of thing can only be controlled by use of Congressional oversight, oversight, oversight!

House Speaker Boehner's Newsletter

Open email to House Speaker John Boehner:

Dear Speaker Boehner,
    I have read your June 2 Newsletter, in which you cover three items.
    I agree that we need the Keystone pipeline. We will be able to put the additional oil energy to good use. Construction of the pipeline will make jobs, and additional jobs will be generated in use of the oil. However, we have been talking about this interminably, which is ridiculous. Please arrange to have government get out of the way and let private industry get on with its business.
    Interest rates on loans for students to attend colleges and universities are scheduled to double in less than a month. Government should not be involved in student loans. There are adequate private lending facilities that can handle this business, which should be at market rates. Higher education does not justify taxpayer support through government grants. In addition to getting out of the lending business for students, government should stop supporting colleges and universities with taxpayer funds. We already dump billions of dollars into an ineffective primary/secondary school system through government grants and mandatory local real estate taxes.
    Repeal of Obamacare is mandatory. In its present form, it will destroy America. Keep at it!

Insurance and Social Security V

    We have some valuable comments from Anonymous 3 on Social Security.
    He has answered my question on whether I should accept Social Security payments or not accept them, because I do not accept charity or welfare. He says that he accepts the monthly payment from the Treasury and gives it to charitable institutions of his choice. He says I am quite correct. Social Security is neither welfare nor charity. However, if it is not needed income, I might consider giving it to my favorite charity.  That is an honorable use of the payment and likely would do some good.
    He also says It appears clear that Anonymous 2 is further to the right than he is.
    Finally, Anonymous 3 has sent two separate messages with other comments on Social Security. They are as follows:

 

Message 1:
Let's agree on several facts:

    1.  FICA is a tax. The receipts flow into general revenue and are spent by the Congress.

    2.  The Social Security "Trust Fund" is an artifact of the federal accounting system.  As the FICA taxes arrive, federal bonds are issued and go into this account.  This is simply transferring money from one line item to another.

    3.  When Social Security was legislated, it was based entirely on the concept that those employed would pay a tax to provide money to be paid to those who had retired. (Sounds a bit like Bernie Madoff).  However, there was no allowance for the increasing longevity of retirees.  As a result, adjustments in the FICA tax rate were made from time to time.

    4.  The number of retirees has increased while the number of employees has diminished.  The FICA tax revenues are less than the benefits being paid and have been to some years. As a result the bonds plus accrued interest in the Social Security account of being redeemed.

    5.  Without any changes, in less than a decade the bonds and accrued interest in the Social Security account will be exhausted, and transfers from the general account will be needed to pay the benefits.

    Your statement that your Social Security check is a contracted obligation of the federal government is simply not true. It is really an amount set by legislated policy and has very little to do with what you paid in FICA taxes.

Message 2:

    Another issue facing Social Security is the number of fraudulent disability claims.  By the numbers, a substantial percentage of people under 65 are disabled. This is a smaller draw on the fund but means that major reforms are needed to preserve the program.

Insurance and Social Security IV Part 2

Part 2

Now a decade and a half after these raids started the folks around Washington began to do some adding and subtracting and figured out that the Treasure Chest was indeed gone and that the system was in trouble.  That the SS system had become a beloved crutch to the constituents and that if it stopped working…the members of Congress would be tarred and feathered, oh dear what to do???   Greenspan was considered the brightest bulb in the box and so Ronalda Maximus called on him to consider and fix the problem.  In 1981 the National Commission on SS Reform was convened, the Chairman didn’t really like that title so soon the Commission was called the Greenspan Commission.  They studied around, played lots of golf, and brought the boys in the potential tar and feather club (Congress) in and said things have to change around here.  Congress was scared that Greenspan was referring to the annual raid and theft of SS funds, but he, to their great astonishment wasn’t.  You see boys to keep SS solvent what you boys need to do is steal more, Greenspan said, and I got just the place and the plan.  Where or where could that be??  Congress eagerly asked.  It is simple Greenspan said, You TAX the SS beneficiaries.  But Mr Greenspan, Congress said, we Promised that we would never ever ever do that… at which point Greenspan slapped them across the face and grabbed them by the ear and said Listen the choice is TAX or Tar and Feather!!!  Got it, now go do it.  So in 1983 Ronalda Maximus signed a law passed by Congress that began the taxation of the taxes already collected.

Now through the years the FDR’s retirement plan has grown a lot of other benefits.  There is benefits to children, benefits to burial, benefits to benefits and so more and more people are riding on the SS boat and she is sinking fast.  Obama bin Leaking decided in his wisdom that we should cut the income into SS by half (the employees portion) so we did that for a couple of years and the boat sank faster.  Now the boat has to go very easy or something will go real bad and the Tar and Feather bunch will get mad.  Bernanke, like his predecessor Greenspan, has a new plan.  Congress can’t wait to hear it.  Bernanke says I will print Trillions of $ out of thin air and buy your no good bonds.  That way you will have money to pay the benefits owed.  Congress didn’t really like that idea, that sounded kind of greasy and slimy to them, but they liked it better than tar and feathers.  They said Mr Bernanke if we let you do that wouldn’t it be stealing from the people that had saved for their retirement, won’t CD and Bond rates go down or close to 0%??   Bernanke said well yes, but you boys won’t have  to do anything, no laws, not taxes, no blood will be on your hands, just turn your sweet little heads and go play your little partisan games while I take care of it.  So Bernanke is sure enough printing Trillions of $ and buying those bonds. Wouldn’t Bob Hope be so very proud?.  Just for fun every few weeks Bernanke kind of nods like he is real sleepy and maybe he won’t be able to go down to the store and print more dollars that day and the markets get real nervous and shaky.  Everyone holds their breath, then he grins and winks an eye and goes to printing again, at least he has so far.  Immorality has to increase at exponential rates to keep this scheme floating, I can’t imagine what they will come up with next, I dread to see it.  As more and more Americans begin to realize the extents of this Criminal Activity and what it is costing us and what it will ultimately do to our country, citizens are turning against citizen.  Benefits are called welfare by younger generations that don’t understand the history.  Benefactors just want what is justly theirs, but settle for a fraction of the investment made over their life.  Sadly this will not end well and millions of Americans will be hurt.

So that is how a brief history of SS looks to a guy that digs holes in the Earth for a living.  The seed that we planted has been eaten by the birds and there is no crop for the harvest.  The measly amount that the scheme pays to it benefactors is disgraceful considering the investment made and the funds paid to the benefactors is stolen from generations not yet born.  Congress would investigate  a scheme that took so much and paid so little.  To call this system a Ponzi Scheme is like calling JFK’s assassination a hunting accident.  No it is not a Ponzi Scheme, its worse.  A Ponzi scheme only lets those who want in the scheme to invest in the scheme.  SS coerces us to all be a part of it, to suffer for it, and to bear the guilt of it.  A scheme of such widespread, compulsory fraud is unprecedented in US history, and the most shameful of all of the Progressive schemes. Rationality and justice cry out that this atrocity be terminated – NOW!!  

Insurance and Social Security IV Part 1

    I have had a good response from my request for others to chime in on the subject of understanding insurance and Social Security. Two more Political Associates have added some facts and their opinions.
    Before I quote below the writings of Anonymous 2, I want to pose this specific question to him. Should I be accepting Social Security payments? For many years, I paid my Social Security premiums or tax monthly and then also paid income tax annually on my Social Security receipts. I do not accept welfare or charity, and have considered my Social Security payments as neither of these, since I made a financial contribution.

    Anonymous 2 has confined his comments to Social Security. Here is what he has to say:

The seed that we planted has been eaten by the birds and there is no crop for the harvest.  The measly amount that the scheme pays to it benefactors is disgraceful considering their investment and the source of those funds currently paid is robbed from future generations.  Congress would investigate a scheme that took so much and paid so little.  To call this system a Ponzi Scheme is like calling JFK’s assassination a hunting accident.  No it is not a Ponzi Scheme, its worse.  A Ponzi scheme only lets those who want in the scheme to invest in the scheme.  SS coerces us to all be a part of it, to suffer for it, and to bear the guilt of it.  A scheme of such widespread, compulsory fraud is unprecedented in US history, and the most shameful of all of the Progressive schemes. Rationality and justice cry out that this atrocity be terminated – NOW!! 

    In a second response, Anonymous 2 also had the following comments:

At its inception SS looked like a benefit that would really help Americans.  It seemed like a fair deal, it was the Jewel in the Crown of the New Deal and the naïve public bought into the lottery, that’s right I said it is a lottery, that if, and it was a big if, but IF you did live to 65 you would not starve in your old age.  The act was signed 8/14/1935 by the FDR and taxes were first collected in January 1937.  Regular SS payments began in January 1940.

Life expectancy at birth in 1930 was indeed only 58 for men and 62 for women, and the retirement age was 65.  So FDR created a scheme that played on the social fears and social goodwill nerve of Americans, even though many would not actually benefit (hit the lottery) from it.  He sold it so that they accepted that this would not be voluntary, but a tax, they would have to join SS.  It created a great short term increase in the General Fund of the US and still everything was pretty kosher in the SS Lottery. In a 1936 publicity pamphlet (http://www.ssa.gov/history/ssn/ssb36.html )describing the program to Americans, the Social Security Administration pledged that after 1949 the combined payroll tax rate of 6% would apply only to a worker’s annual income up to $3,000 and “that is the most you will ever pay.” Yet that 6% rate was breached under JFK (1962) and today’s rate (15.3%) is more than double the 1949 promised rate.  Worse, today’s high rate applies to as much as $106,800 of annual income, which is more than triple the inflation-adjusted equivalent of what $3,000 was worth in 1949 (i.e., $28,642). Thus instead of paying $1,718/year (6% on income as high as $28,642), we’re now forced to pay $16,340/year (15.3% on income as high as $106,800) – an increase of nearly ten-fold. It was, is, and will continue to be a lie.

Raiding the Social Security Trust Fund was a precedent set in 1968 by another progressive president, Lyndon B. Johnson, to help pay for the Vietnam War. To date, the federal government has borrowed over $2 trillion from the Social Security Trust Fund to spend on other programs.  They pay neither interest or principle on these ‘loans’.  They dug up the lottery’s treasure chest and it hasn’t been seen since.

Part 2 continued

Understanding Insurance and Social Security III

        This is it continuation of a discussion I am having with Anonymous on the subject of Understanding Insurance and Social Security. In the following exchange, I have included his comments at the top and my own comments at the bottom in red.

Anonymous:
I don’t understand why you are pushing for all of this power and corruption and graft to be put in the hands of government and politicians. If there was ever a push and vote for big government, this (your condonement of “social security”) is it.
Are you saying that the government should run a retirement annuity (“social security”)?
(instead of having all retirement annuities run privately)

Or are you trying to justify that you presently receive payments from a welfare/entitlement program?

Or both?

The current system is NOT an annuity, but rather a welfare program AND Ponzi scheme. The payments received by the recipients (maybe not yours specifically, but those on the whole) are greater than what they paid in and are subsidized by current payers into the program.

True life insurance (term insurance) is truly insurance and is insurance for something that will probably NOT happen (untimely death). “Whole” life insurance is not insurance, but rather savings under a different name.

The present SS system is  a Ponzi scheme, with the operator of the scheme having the power to run around and demand payments from new participants at gunpoint. That is the only reason that is is remotely possible that the SS system administrators (US government) might not default on payments.

ACS:
        I believe the only thing new that I need to consider here is to answer your question:
                "Are you saying that the government should run a retirement annuity (“social security”)?
(instead of having all retirement annuities run privately)
                Or are you trying to justify that you presently receive payments from a welfare/entitlement program?
                Or both?"
        I am trying to justify that the Social Security payments I receive from government are those from a contracted obligation based upon my payment of prior premiums. I do not accept welfare, but I accept these payments, because in my judgment they are not welfare.
        During World War II, I was supplied with government life insurance as part of my employment as a soldier. My beneficiaries did not collect on it, but if I had been killed and they had collected, I would not have regarded it as welfare.
        I do not believe that the government should run a retirement annuity ("Social Security"), and I do not believe that I should have been drafted during World War II, but they were both laws, with programs in which I was required to participate. In the first case, my contribution has been to pay premiums monthly for many years. In the second case, my contribution was to risk my life. For those contributions, I was due certain benefits, which I do not regard as welfare.

Controlling the Administration

       The Washington Times says that senior Republican senators on Thursday asked the Health and Human Services’ inspector general to investigate Secretary Kathleen Sebelius’ fundraising drive to promote the new health care law — a practice ethics specialists have said is anything from a legal stretch to a shakedown for cash. In a letter to Inspector General Daniel R. Levinson, the top GOP senators on three influential committees asked if Mrs. Sebelius broke any laws or violated ethics guidelines by soliciting insurance companies and other health care industry entities to contribute to a nonprofit that says it will educate Americans about the health law.
Excellent move! This overreaching Administration can only be kept under control by Congress hounding it on any questionable move it makes.