A Political Associate brought to my attention that
direct deposit Social Security payments are referred to as Federal Benefits. He
strongly opposes this latter designation. He says that Social Security is not a
benefit. It is earned income. Not only did we all contribute to Social Security
but our employers did too. He wants the federal government to discontinue
referring to Social Security as a "benefit". He wants it referred to as "Earned
Retirement Income".
There is some merit to his claim, since the IRS taxes
Social Security as "Earned Income".
On the other hand, Snopes says that
"Federal Benefit Payments" applies to a broad class of payments made to (or on
behalf of) individuals under federal government programs — everything from
Social Security Disability Insurance to Medicare to farm subsidies are
considered "federal benefit payments." The fact that workers themselves
contribute much of the money that goes into the Social Security retirement fund
doesn't affect its classification as a benefit.
In addition, various
dictionaries indicate a benefit as a payment or gift made by an employer, the
state, or an insurance company. Synonyms are indicated to be: social security,
welfare, assistance, employment insurance, unemployment, food stamps;
charity,donations, gifts, financial assistance. Associated words are: hand,
lift, pick-me-up; support, sustenance; blessing,godsend, windfall; recourse,
refuge, resort, resource.
However, we should also consider the legal
term, "quid pro quo", which means something that is given to a person or done
for a person in return for something he has given to or done in return. In other
words, there is a fair exchange. In the case of a Social Security payment, it
would qualify as a "quid pro quo", since a person would be receiving a payment
on something for which he has previously paid. That could similarly apply to
unemployment insurance payments, but not to food stamps, for which no previous
payment was made by the recipient.
In essence, we have been so entangled
in socialistic concepts over the last hundred years or so that Snopes and even
the dictionaries have decided to ignore the difference between "something for
something" and "something for nothing".
As a Constitutional Republic
convert and a believer in private property rights, I am personally on the side
of "something for something". That is, if I do a job under contract, I expect to
get paid. On the other hand, I also recognize "something for nothing". That is,
if I decide to send a friend a basket of fruit for Christmas, I can do so as a
gift without any anticipation of being repaid.
I think we have sunk so
deeply into socialistic concepts that it is difficult to revert to the realism
of differences. However, it is never too late. I agree with my Political
Associate that Social Security payments should be designated as Earned
Retirement Income and not generally dumped into the mixed category of "Federal
Benefit Payments".
I submit that recommendation to the appropriate
Subcommittee Chairmen in the House and Senate, as follows:
The House Ways
And Means Committee, chaired by Dave Camp (MI) has seven subcommittees. The
Social Security Subcommittee's jurisdiction includes legislation and issues
related to Social Security's retirement. Sam Johnson (TX) is the Subcommittee
Chairman.
The Senate Committee on Finance, Chaired by Max Baucus (MT) has
six subcommittees. The Social Security Subcommittee Chairman is Sherrod Brown
(OH).
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